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Alabama
TITLE STATE: 1975 and subsequent years.
SECURITY INTERESTS: Shown on title held by lienholder.
LICENSE REGISTRATION: Alabama Motor Vehicle Division, P.O. Box
327640, Montgomery, Alabama 36132-7640. Tel: (334) 242-9000.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without
committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: MVT-15-1 (Repossession Affidavit)
and original released title
PLATES: Remain with the debtor.
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Alaska
TITLE STATE: Yes
SECURITY INTERESTS: Shown on title held by lienholder.
LICENSE REGISTRATION: Alaska Division of Motor Vehicles, 2150 E.
Dowling Road, Anchorage, Alaska 99507. Tel: (907) 269-5551.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without
committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Repossession affidavit, certified
copy of contract, bill of sale.
PLATES: Remain with the vehicle.
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Arizona
TITLE STATE: Yes
SECURITY INTERESTS: Shown on title, title mailed to debtor, lien-holder
record mailed to lien-holder.
LICENSE REGISTRATION: The Arizona Department of Transportation,
Motor Vehicle Division, 1801 W. Jefferson, Phoenix, Arizona 85007.
Tel: (602) 255-7011. RECOVERY REQUIREMENT: As per UCC, repossession
allowed without committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Arizona Lien-holder record
or out-of-state title, AZ MVD "Affidavit of Repossession/Bill
of Sale" form and vehicle inspection if vehicle not previously
registered in Arizona.
PLATES: As of 01/01/02 - plates now belong to the registered owner
of the vehicle. They remain with the debtor.
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Arkansas
TITLE STATE: Yes
SECURITY INTERESTS: Shown on title held by first lienholder.
LICENSE REGISTRATION: Arkansas Office of Motor Vehicles, Post Office
Box 1272-MV, Little Rock, Arkansas 72203. Tel: (501) 682-4692.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without
committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Cetified copy of contract,
title, repossession affidavit and application for title by the
secured party.
PLATES: Remain with the debtor.
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California
TITLE STATE: Yes.
SECURITY INTERESTS: Shown on Certificate of Ownership (Pink Slip)
or Title held by the lienholder.
LICENSE REGISTRATION: California Department of Motor Vehicles,
Post Office Box 942869, Sacramento, California 94269-0000. Tel:
(916) 657-7669.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without
committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Title, lien satisfied, affidavit
of repossession, bill of sale, current registration card and smog
certificate.
PLATES: Remain with the vehicle.
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Colorado
TITLE STATE: Yes.
SECURITY INTERESTS: Shown on title held by lienholder.
LICENSE REGISTRATION: Colorado Motor Vehicle Division, 1881 Pierce
St., Lakewood, CO 80215. Tel: (303) 205-5608.
RECOVERY REQUIREMENT: Repossession allowed without committing a
breach of the peace after 20 Day Right to Cure Letter from lienholder
to debtor (except skips, leases, lack of insurance or third party
possession).
DOCUMENTS REQUIRED FOR LIQUIDATION: Repossession title is issued
to lien-holder only. Title and DR412 (Repossession Affidavit) and
Application for New Title. Lien-holder may sell vehicle without
first applying for new title.
PLATES: Remain with the debtor.
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Connecticut
TITLE STATE: Yes.
SECURITY INTERESTS: Shown on title held by first lienholder.
LICENSE REGISTRATION: Connecticut Department Motor Vehicle, 60
State Street, Wethersfield, Connecticut 06109. Tel: (860) 566-4710.
Toll Free 1-800-842-8222.
RECOVERY REQUIREMENT: Must be peaceful. Ten day notice before taking
is permitted but not required. If not given, fifteen day period
for redemption must be given. Repossession allowed without committing
a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Affidavit of Repossession,
Certificate of Title, Q-1 form to transfer.
PLATES: Remain with debtor.
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Delaware
TITLE STATE: Yes.
SECURITY INTERESTS: Shown on title, held by first lienholder.
LICENSE REGISTRATION: Delaware Division of Motor Vehicles, Administration
Office. Post Office Box 698, Dover, Delaware 19903. Tel: (302)
739-2500.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without
committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Title. Repossession Affidavit
(MV-195), copy of contract.
PLATES: Remain with the vehicle.
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District of Columbia
TITLE STATE: Yes.
SECURITY INTERESTS: Shown on title held by lienholder.
LICENSE REGISTRATION: District Of Columbia Motor Vehicle Services,
301 C Street N.W., Washington, D.C. 20001. Tel: (202) 727-6680.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without
committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Certified copy of contract,
title, inspection if out of state.
PLATES: Remain with the debtor.
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Florida
TITLE STATE: Yes.
SECURITY INTERESTS: Shown on title held by lienholder.
LICENSE REGISTRATION: Florida Division of Motor Vehicles, Neil
Kirkman Building, Tallahassee, Florida 32399. Tel: (904) 488-3881.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without
committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: All Florida titles must be
converted to lienholder's name. Some out of state repossession
affidavits are accepted. Call ARA member for details.
PLATES: Remain with the debtor.
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Georgia
TITLE STATE: Yes
SECURITY INTERESTS: Shown on title held by lienholder.
LICENSE REGISTRATION: Georgia Motor Vehicle Division, 270 Washington
Street, Atlanta, Georgia 30334. Tel: (404) 362-6500.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without
committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Title, copy of contract, bill
of sale, affidavit of repossession (T-16).
PLATES: Remain with the vehicle.
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Hawaii
TITLE STATE: Yes
SECURITY INTERESTS: Shown on title held by lienholder.
LICENSE REGISTRATION: Contact member for information.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without
committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: "Repossessed By" Lienholder,
with signature on line one of Hawaiian Title, "Successor Interest" on
line seven (Lienholder with
signature), Registration in
Lienholders name, inspection
required.
PLATES: Remain with the vehicle.
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Idaho
TITLE STATE: Yes
SECURITY INTERESTS: Shown on title held by lienholder.
LICENSE REGISTRATION: Idaho Department of Motor Vehicles, P.O.
Box 34, Boise, Idaho 83707. Tel: (208) 334-8663.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without
committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Title, (no signature on back)
and Repossession Affidavit.
PLATES: Remain with the vehicle.
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Illinois
TITLE STATE: Yes
SECURITY INTERESTS: Shown on title held by lienholder.
LICENSE REGISTRATION: Illinois Department of Vehicle Services,
Centennial Bldg., Room 408, Springfield, Illinois 62756. Tel: (217)
782-6212.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without
committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: After Repossession, the lienholder
shall mail the Affidavit of Defense to the registered owner's last
known address giving the owner 21 days from the date of the certified
mail to redeem this unit. The vehicle may not be sold or transferred
during this period.
PLATES: Remain with the debtor.
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Indiana
TITLE STATE: Yes
SECURITY INTERESTS: Shown on title held by lienholder.
LICENSE REGISTRATION: Indiana Bureau of Motor Vehicles, 100 N.
Senate Ave., #401, Indianapolis, Indiana 46204. Tel: (317) 233-6000.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without
committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Certified copy of Contract
(Form 1 Certificate of Repossession from California, Tennessee,
Texas). All other states must have a repo title in the client's
name.
PLATES: Remain with the debtor.
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Iowa
TITLE STATE: Yes
SECURITY INTERESTS: Shown on title held by lienholder.
LICENSE REGISTRATION: Iowa Office of Vehicle Registration, P.O.
Box 9278, Des Moines, Iowa 50306. Tel: (515) 237-3077.
RECOVERY REQUIREMENT: After Twenty Day Right To Cure Letter from
lienholder to debtor, repossession allowed without committing a
breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Title, Affidavit of Repossession.
Do not release lien on title.
PLATES: Remain with the debtor.
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Kansas
TITLE STATE: Yes
SECURITY INTERESTS: Shown on title held by lienholder.
LICENSE REGISTRATION: Kansas Division of Vehicle, Docking State
Building, Topeka, Kansas 66626-0001. Tel: (785) 296-3621.
RECOVERY REQUIREMENT: After 20 day "Right to Cure" letter
from lienholder to debtor, repossession allowed without committing
a breach of peace. (Applicable only once during term of security
agreement.) Not applicable to any "substantial impairment" such
as lack of insurance, etc.
DOCUMENTS REQUIRED FOR LIQUIDATION: No out of state repossession
affidavits are accepted. Repossession affidavit may accompany Kansas
title and an application for title together with a certified copy
of the Security Agreement to the vehicle.
PLATES: Remain with the debtor.
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Kentucky
TITLE STATE: Yes
SECURITY INTERESTS: Shown on title, Title mailed to & held
by debtor. Lienholder holds title lien statement.
LICENSE REGISTRATION: Kentucky Division of Motor Licensing, State
Office Building, Room 203, Frankfort, Kentucky 40622. Tel: (502)
564-5301.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without
committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Title, Repossession Affidavit.
PLATES: Remain with the vehicle.
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Louisiana
TITLE STATE: Yes
SECURITY INTERESTS: Recorded on Title held by Lienholder.
LICENSE REGISTRATION: State of Louisiana, Dept. of Public Safety,
Office of Motor Vehicles, 109 S. Foster Dr., Baton Rouge, Louisiana
70806. Tel: (225) 925-6146; Website WWW.DPS.STATE.LA. US/OMV/HOME.HTML).
RECOVERY REQUIREMENT: Effective January 1, 2005, Louisiana's Act
191 ( "Additional Default Remedies Act" ) and Act 814
( "Notice of Repossession" ) permit a "secured party" or "a
lessor" to take possession of collateral without judicial
process provided: 1. ) the Security Agreement, or lease, contains
the following specific wording: "Louisiana law permits repossession
of motor vehicles without judicial process", 2. ) prior to
taking possession, a notice of intent is sent to all debtors, in
writing, containing the specific wording: "Louisiana law permits
repossession of motor vehicles without further notice or judicial
process", 3. ) a "payment" default exceeding 30
days ( monthly installment contracts ) or 60 days ( weekly or bi-weekly
contracts ) exists, 4. ) no "breach of the peace" occurs
in the act of retaking, 5. ) the individual who physically repossesses
collateral must be licensed by the State of Louisiana-Office of
Financial Institutions, 6. ) in the event a tow truck is used,
the owner, or operator, shall possess a common carrier certificate
issued by the Louisiana Public Service Commission, and 7. ) within
three days of taking possession, the secured party files a "Notice
of Repossession" with the recorder of mortgages in the Parish
where the collateral was located and with the appropriate official
Constable of the Justice of The Peace Court, Constable or Marshal
of the City Court or the Parish Sheriff as determined by the debtor's
last known address. Fees of $75.00 to the "Recorder of Mortgages" and
$250.00 to the appropriate "official" must be paid at
the time of filing. Both a "Notice of Sale" and a "Notice
of Disposal" are follow-up requirements and prerequisites
to perfecting a deficiency ( R. S. 10 : 9-613, et seq. ). Act 670
allows a motor vehicle dealer to use self-help if a prospective
purchaser fails to return a credit rejected vehicle 25 days after
delivery and after 48 hrs. notice.
DOCUMENTS REQUIRED FOR LIQUIDATION: Vehicle may be sold on any
State's Lien Released and Lienholder Assigned Title provided it
is "federally conforming" and is accompanied by a "notarized" Affidavit
of Possession and a photocopy of the Debtor's signed Release. If
Title is non-federally conforming, substitute a "federally
conforming", "notarized" Bill of Sale in lieu of
assigning said Title. All documents must be completed accurately
and devoid of any type of white out or line out corrections.
PLATES: The licensing State's Motor Vehicle Laws govern whether
plates remain with the vehicle or with the registered owner. Louisiana
plates remain with the registered owner. The only exception is
with Leased Vehicles that always remain with the vehicle.
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Maine
REPOSSESSION LICENSES: Repossession Companies must be licensed
as debt collectors with Maine Bureau of Consumer Protection.
TITLE STATE: Yes
SECURITY INTERESTS: Shown on title held by lienholder.
LICENSE REGISTRATION: Maine Motor Vehicle Division, State House,
Station 29, Title Section, Augusta, Maine 04333 Tel: (207) 287-9002.
RECOVERY REQUIREMENT: After fourteen day Right to Cure Letter from
lienholder to debtor, repossession allowed without committing a
breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Title, Repossession (MVT-15).
PLATES: Remain with the debtor.
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Maryland
TITLE STATE: Yes
SECURITY INTERESTS: Title held by debtor. Notice of security interest
filing held by lienholder.
LICENSE REGISTRATION: Maryland Motor Vehicle Administration, 6601
Ritchie Hwy. N.E., Glen Burnie, Maryland 21062. Tel: (410) 768-7000.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without
committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Title, Notice of Security Interest
Filing VR-104 (Certificate of Repossession) VR-5 (Application for
Title).
PLATES: Remain with the debtor.
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Massachusetts
TITLE STATE: Yes
SECURITY INTERESTS: Shown on title held by lienholder.
LICENSE REGISTRATION: Massachusetts Registry of Motor Vehicles,
100 Nashua Street, Boston, Massachusetts 02114. Tel: (617) 351-4500.
RECOVERY REQUIREMENT: After Twenty-one Day Right to Cure Letter
from lienholder to debtor, repossession allowed without committing
a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Power of Attorney, lien release
and title.
PLATES: Remain with the debtor.
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Michigan
TITLE STATE: 1975 and subsequent years.
SECURITY INTERESTS: Shown on title held by debtor.
LICENSE REGISTRATION: Michigan Bureau of Driver and Vehicle Records,
7064 Crowner Drive, Lansing, Michigan 48918. Tel: (517) 322-1460.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without
committing a breach of the peace. Repossesses must hold valid collection
agency license & Regulation, Collection Practice Board, P.O.
Box 30018, Lansing, Michigan 48909, Tel: (517) 241-9239.
DOCUMENTS REQUIRED FOR LIQUIDATION: Title must be in lienholder's
name. Forward application for title accompanied by a certified
copy of the security agreement and an affidavit of repossession.
PLATES: Remain with debtor.
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Minnesota
TITLE STATE: Yes
SECURITY INTERESTS: Shown on title held by lienholder.
LICENSE REGISTRATION: Driver and Vehicle Services Division, Record & Information
Management, 445 Minnesota St., Suite 190, St. Paul, Minnesota 55101-5190.
Tel: (651) 297-1714, TTY (651) 297-2100.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without
committing a breach of the peace. After 10 Day Right to Cure Letter
from lien holder to debtor, repossession allowed without committing
a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Affidavit of Repossession,
with title signed off as seller. Do not release lien.
PLATES: Remain with the vehicle.
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Mississippi
TITLE STATE: Yes
SECURITY INTERESTS: Shown on title held by lienholder.
LICENSE REGISTRATION: Mississippi Vehicle Tax Division, Post Office
Box 1383, Jackson, Mississippi 39215. Tel: (601) 932-7200.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without
committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Title, Repossession Affidavit.
PLATES: Remain with the debtor.
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Missouri
TITLE STATE: 1975 and subsequent years.
SECURITY INTERESTS: Shown on title held by owner of the collateral.
LICENSE REGISTRATION: Missouri Motor Vehicle, 301 W. High St.,
Jefferson City, Missouri 65105. Tel: (573) 751-4509.
RECOVERY REQUIREMENT: After Twenty Day Right To Cure Letter from
lienholder to debtor, repossession allowed without committing a
breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Affidavit of Repossession,
Application for Missouri Title.
PLATES: Remain with the debtor.
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Montana
TITLE STATE: Yes
SECURITY INTERESTS: Shown on title held by debtor.
LICENSE REGISTRATION: Montana Motor Vehicle Division, Title and
Registration Bureau, 1832 Buckskin Dr., Deer Lodge, Montana 59722-2371.
Tel: (406) 846-6000.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without
committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Affidavit of Repossession,
Bill of Sale or Title in Lienholders name.
PLATES: Remain with the debtor.
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Nebraska
TITLE STATE: Yes
SECURITY INTERESTS: Shown on title held by lienholder.
LICENSE REGISTRATION: Nebraska Motor Vehicle, P.O. Box 94789, Lincoln,
Nebraska 68509. Tel: (402) 471-2281.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without
committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Title must be in name of lienholder
to execute sale of collateral.
PLATES: Remain with the debtor.
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Nevada
TITLE STATE: Yes
SECURITY INTERESTS: Shown on title held by lienholder.
LICENSE REGISTRATION: Nevada Department of Motor Vehicles, Registration
Division, 555 Wright Way, Carson City, Nevada 89711. Tel: (702)
687-5370.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without
committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Title, Affidavit of Repossession,
Bill of Sale.
PLATES: Remain with the debtor.
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New Hampshire
TITLE STATE: Yes
SECURITY INTERESTS: Shown on title held by lienholder.
LICENSE REGISTRATION: New Hampshire Division of Motor Vehicles,
10 Hazen Drive, Concord, New Hampshire 03305. Tel: (603) 271-2751.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without
committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Title, Affidavit of Repossession.
PLATES: Remain with the debtor.
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New Jersey
TITLE STATE: Yes
SECURITY INTERESTS: Shown on title held by lienholder.
LICENSE REGISTRATION: New Jersey Motor Vehicle Services, 225 East
St., 2nd Floor, Trenton, New Jersey 08666. Tel: (609) 292-4172.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without
committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Application (CO-56), Writ of
Execution stamped "True Copy" signed by the Clerk of
Court, copy of posted notice of sale and original title.
PLATES: Remain with the debtor.
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New Mexico
TITLE STATE: Yes
SECURITY INTERESTS: Shown on title held by lienholder.
LICENSE REGISTRATION: New Mexico Motor Vehicle Division, P.O. Box
1028, Santa Fe, New Mexico 87504. Tel: (505) 827-2220.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without
committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Title Release of Lien, Affidavit
of Repossession, Bill of Sale.
PLATES: Remain with the debtor.
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New York
TITLE STATE: Yes
SECURITY INTERESTS: Shown on title held by debtor.
LICENSE REGISTRATION: New York Motor Department of Motor Vehicles,
P.O. Box 2750, Albany, New York 12220. Tel: (518) 486-4714.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without
committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: If New York Title, must have
a signed off MV-901 (notice of recorded lien) and a MV950 (combination
bill of sale, odometer statement, affidavit of repossession). If
out of state title, title must show lienholder as owner and a notarized
bill of sale.
PLATES: Remain with the debtor.
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North Carolina
TITLE STATE: Yes
SECURITY INTERESTS: Shown on title held by lienholder.
LICENSE REGISTRATION: North Carolina Division of Motor Vehicles,
Vehicles Registration, 1100 New Bern Avenue, Raleigh, North Carolina,
27696. Tel: (919) 733-3025.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without
committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Title and Repossession Affidavit,
Out of State Repossession titles and affidavits are accepted.
PLATES: Remain with the debtor.
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North Dakota
TITLE STATE: Yes
SECURITY INTERESTS: Shown on title held by lienholder.
LICENSE REGISTRATION: North Dakota Motor Vehicle Department, 608
East Boulevard Avenue, Bismarck, North Dakota 58505. Tel: (701)
328-2725.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without
committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Title, Repossession Affidavit.
PLATES: Remain with the vehicle.
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Ohio
TITLE STATE: Yes
SECURITY INTERESTS: Shown on title held by lienholder.
LICENSE REGISTRATION: Ohio Bureau of Motor Vehicles, Post Office
Box 16520, Columbus, Ohio 43266-0020. Tel: (614) 752-7634.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without
committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Must have title in the name
of the lienholder.
PLATES: Remain with the debtor.
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Oklahoma
TITLE STATE: Yes
SECURITY INTERESTS: Shown on title held by debtor.
LICENSE REGISTRATION: Oklahoma Motor Vehicle Division, 2501 Lincoln
Blvd., Oklahoma City, Oklahoma 73194. Tel: (405) 521-3221.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without
committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Out of state titles must be
in the name of lienholder. In Oklahoma copy of a security agreement
(certified), lien released or repossession title in the name of
lienholder.
PLATES: Remain with the vehicle.
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Oregon
TITLE STATE: Yes
SECURITY INTERESTS: Shown on title held by lienholder.
LICENSE REGISTRATION: Oregon Motor Vehicle Division, 1905 Lana
Ave. N.E., Salem, Oregon 97314. Tel: (503) 945-5310.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without
committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Out of State Titles or Repossession
certificates are required. Oregon titles require a repossession
certificate. To transfer title to a repossessed vehicle, the documents
needed are: (1) The Original Title endorsed by the lienholder;
(2) Notarized Affidavit of Repossession; (3) A copy of the final
demand letter with its certified mail receipt attached.
PLATES: Remain with the vehicle. (Custom plates remain with the
debtor.)
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Pennsylvania
TITLE STATE: Yes
SECURITY INTERESTS: Shown on title held by lienholder.
LICENSE REGISTRATION: Pennsylvania Motor Vehicle, Box 68591, 1101
S. Front St., Harrisburg, Pennsylvania 17104-2516. Tel: (717) 391-6190.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without
committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: 1) Seizure Notice, Notarized
2) Notarized copy of contract front and back sides 3) Title odometer
statement. The lender acts as the "SELLER" and includes
his title next to his signature in both cases. 4) Copy of redemption
letter to debtor, notarized 5) Copy of certified mail receipt used
to send out the redemption letter, notarized 6) Motor Vehicle Form
MV216A (request from your repossessor) 7) Bill of Sale, Notarized
8) Letter authorizing repossessor to sell for high bid and the
dollar amount.
PLATES: Remain with debtor.
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Rhode Island
TITLE STATE: 1973 and Newer.
SECURITY INTERESTS: Shown on title held by lienholder.
LICENSE REGISTRATION: Rhode Island Division of Motor Vehicles,
Two Capitol Hill, Rhode Island 02903. Tel: (401) 277-2064.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without
committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Bill of Sale, Affidavit of
Repossession, Title, Inspection required.
PLATES: Remain with debtor.
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South Carolina
TITLE STATE: Yes
SECURITY INTERESTS: Shown on title held by lienholder.
LICENSE REGISTRATION: South Carolina Division of Motor Vehicles,
P.O. Box 1498, Columbia, South Carolina 29216. Tel: (803) 251-2950.
RECOVERY REQUIREMENT: After Twenty Day Right to Cure Letter from
lienholder to debtor, repossession allowed without committing a
breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Notarized bill of sale, title
and repossession affidavit.
PLATES: Remain with debtor.
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South Dakota
TITLE STATE: Yes
SECURITY INTERESTS: Shown on title held by debtor.
LICENSE REGISTRATION: South Dakota Motor Vehicles, 118 W. Capital
Avenue, Pierre, South Dakota 57501-2080. Tel: (605) 773-3541.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without
committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Repossession title in name
of lienholder. To obtain, need repossession affidavit and copy
of contract.
PLATES: Remain with the vehicle.
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Tennessee
TITLE STATE: Yes
SECURITY INTERESTS: Shown on title held by lienholder.
LICENSE REGISTRATION: Tennessee Motor Vehicle Division, 500 Deaderick
Street, Nashville, Tennessee 37242. Tel: (615) 741-3101.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without
committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Title with lien released, odometer
statement, bill of sale, affidavit of sale/repossession.
PLATES: Remain with debtor.
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Texas
TITLE STATE: Yes
SECURITY INTERESTS: Shown on title held by lienholder.
LICENSE REGISTRATION: Texas State Department of Transportation,
Division of Motor Vehicles, 4000 Jackson Ave., Austin, Texas 78738.
Tel: (512) 465-7611.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without
committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Repossession affidavit (D12-264)
if Texas title; out of state repossession affidavits accepted.
PLATES: Remain with the vehicle.
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Utah
TITLE STATE: Yes
SECURITY INTERESTS: Shown on title held by lienholder.
LICENSE REGISTRATION: Utah Motor Vehicle Division, 210 North 1950
West, Salt Lake City, Utah 84134. Tel: (801) 297-7780.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without
committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Title, Repossession Affidavit,
and Odometer Statement.
PLATES: Remain with debtor.
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Vermont
TITLE STATE: Yes.
SECURITY INTERESTS: Shown on title held by lienholder.
LICENSE REGISTRATION: Vermont Department of Motor Vehicles, 120
State Street, Montpelier, Vermont 05603. Tel: (802) 828-2000.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without
committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Title, Repossession Affidavit,
Bill of Sale and Title with Lien released.
PLATES: Remain with debtor.
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Virginia
TITLE STATE: Yes
SECURITY INTERESTS: Shown on title held by lienholder.
LICENSE REGISTRATION: Virginia Department of Motor Vehicles, P.O.
Box 27412, Richmond, Virginia 23269-0001. Tel: (804) 367-0063.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without
committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: If Virginia title, must be
in the name of the lienholder. Will accept repossession affidavit
from other states.
PLATES: Remain with debtor.
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Washington
TITLE STATE: Yes
SECURITY INTERESTS: Shown on title held by lienholder.
LICENSE REGISTRATION: Washington Department of Licensing Highways,
P.O. Box 9042, Olympia, Washington 98507. Tel: (360) 902-3770.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without
committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Title and Repossession Affidavit.
PLATES: Remain with the vehicle.
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West Virginia
TITLE STATE: Yes
SECURITY INTERESTS: Shown on title held by lienholder.
LICENSE REGISTRATION: West Virginia Department of Motor Vehicles,
1900 Kanawha Boulevard East, Charleston, West Virginia 25317. Tel:
(304) 558-3900.
RECOVERY REQUIREMENT: After Ten Day Right to Cure Letter from lienholder
to debtor, repossession allowed without committing a breach of
the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Title, Repossession Affidavit,
Bill of Sale, and Odometer Statement.
PLATES: Remain with debtor.
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Wisconsin
TITLE STATE: Yes
SECURITY INTERESTS: Shown on title held by debtor.
LICENSE REGISTRATION: Wisconsin Division of Motor Vehicles, 4802
Sheboygan Avenue, Madison, Wisconsin 53705. Tel: (608) 266-1466.
RECOVERY REQUIREMENT: Repossessions allowed in the State of Wisconsin
with Replevin Judgements, Voluntary Surrenders, or under Wisconsin
Act 255, which outlines specific cure requirements. For assistance,
please contact an ARA member listed below.
DOCUMENTS REQUIRED FOR LIQUIDATION: Title, Repossession Affidavit,
and Copy of Contract.
PLATES: Remain with debtor.
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Wyoming
TITLE STATE: Yes
SECURITY INTERESTS: Shown on title held by debtor.
LICENSE REGISTRATION: Wyoming Motor Vehicle Division, 309 W. 20th
St., Cheyenne, Wyoming 82001. Tel: (307) 633-4232.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without
committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Title, Repossession Affidavit
and Copy of Contract.
PLATES: Remain with debtor.
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Bahamas
Bond Coverage is Applicable For Services Rendered Within The United
States Of America Only.
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Canada
Bond Coverage is Applicable For Services Rendered Within The United
States Of America Only.
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Costa Rica
Bond Coverage is Applicable For Services Rendered Within The United
States Of America Only.
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England
Bond Coverage is Applicable For Services Rendered Within The United
States Of America Only.
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France
Bond Coverage is Applicable For Services Rendered Within The United
States Of America Only.
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Germany
Bond Coverage is Applicable For Services Rendered Within The United
States Of America Only.
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Guam
Bond Coverage is Applicable For Services Rendered Within The United
States Of America Only.
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Mexico
Bond Coverage is Applicable For Services Rendered Within The United
States Of America Only.
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Netherlands
Bond Coverage is Applicable For Services Rendered Within The United
States Of America Only.
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Puerto Rico
Bond Coverage is Applicable For Services Rendered Within The United
States Of America Only.
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Thailand
Bond Coverage is Applicable For Services Rendered Within The United
States Of America Only.
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US Virgin Islands
Bond Coverage is Applicable For Services Rendered Within The United
States Of America Only.
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